Professional Jewelry Appraisal Services

Why Appraisals Matter

Documentation that Holds Up Anywhere

Each appraisal is researched, inspected, and written by a GIA Graduate Gemologist and Certified Gemologist Appraiser (AGS) who understands the nuances of retail replacement, fair market value, liquidation, and insurance compliance. We photograph every angle, record measurements to the tenth, and translate the findings into clear language that insurers, courts, and advisors rely on.

Carrier-ready deliverables
Signed digital + hard-copy reports, macro photography, laser inscription capture, and gem ID notes.
Quality controls
Calibrated instruments, and archived valuation benchmarks for future updates.
Ideal for
Insurance scheduling, estate settlement, charitable gifting, legal documentation, and liquidity planning.

GIA Graduate Gemologist USPAP compliant Certified Gemologist Appraiser (AGS) Independent & confidential

Schedule Intake Ask a Question

Appraisal Lab

Lead Appraiser Cara Nygren, Ph.D., GIA GG, CGA (AGS)

Turnaround 48 hrs Standard

Deliverables

Digital PDF, signed hard copy, insured shipping.

Evidence Files

Macro imagery, measurement logs, stone plots.

Appraisal Formats

Choose the Report that Fits Your Purpose

Whether you are protecting a single heirloom or settling a multi-generational estate, we match the methodology to your objective and explain the market context behind every number.

Insurance Replacement

Insurance Appraisals

An insurance appraisal is a detailed written report prepared by a qualified appraiser that describes a jewelry item and assigns a replacement value for the purpose of obtaining or maintaining insurance coverage.

The report includes a full description of the piece — metal type, gemstone details, weights, grades, and photographs — along with a Replacement Value for Insurance Purposes that reflects current retail cost to replace with like kind and quality.

Meets insurer underwriting requirements
Includes high-resolution imagery
Ideal for newly acquired or updated coverage

Fair Market

Estate Appraisals

An estate appraisal is a formal valuation report prepared to determine the fair market value of jewelry within an estate for settlement, distribution, inheritance, or tax filing.

The fair market value represents the price a willing buyer and seller would agree upon under normal market conditions, focusing on realistic resale figures rather than retail replacement values.

Executor-ready documentation
Market comps and comparable sale data
Supports IRS, probate, and legal requirements

Rapid Decisions

Liquidation Appraisals

A liquidation appraisal determines the estimated cash value of jewelry when a quick sale is required, often due to limited time or financial pressure.

This appraisal reflects the lower end of the value spectrum because the seller may accept less than fair market value to move inventory swiftly. Common uses include divorce, estate liquidations, business closures, or urgent sales.

Highlights likely cash proceeds
Provides resale channels & strategy
Useful for attorneys and financial planners

Secondary Market

Fair Market Value Appraisals

A Fair Market Value (FMV) appraisal determines the price at which a jewelry item would sell between a willing buyer and seller, both knowledgeable and under no compulsion.

This approach mirrors what the piece would realistically bring at auction, consignment, or private sale today — distinct from higher insurance replacement values.

Ideal for charitable donations
Supports buy/sell negotiations
Grounded in current secondary-market data

Appraisals