Market volatility, gemstone discoveries, and insurer requirements can shift quickly. If your last appraisal is aging out, the replacement values attached to your jewelry may not reflect the craftsmanship or rarity you actually own. The consequence shows up at the worst moment—during a claim or estate settlement—when an outdated report suddenly caps what you can recoup.

CN Appraisals keeps a running database of retail comparables across North America and Europe. When you refresh an appraisal, we not only update pricing but re-document condition, photographs, and provenance, giving insurers and attorneys the level of proof they now expect.

Signals It's Time to Refresh

• Your carrier requests an updated report (usually every 2-5 years).
• You made repairs, stone upgrades, or new settings since the original appraisal.
• Precious metal markets jumped more than 10% year-over-year.
• You plan to gift, sell, or divide the piece and want a defendable value for negotiations.